Tag: pros and cons

Staggering Pros and Cons of Microblading
“The beauty of a woman is in her eyes “- the ancient saying goes this way. Furthermore, adoringly arched eyebrows will add to the charm of their eyes. Which women do not like to have catchy and shaped eyebrows? Whether it is a crooked one, a long narrow one or even a feathery touch added to the shape would keep your face always toward the sunshine.Here we focus to bring out the pros and cons of microblading .

Eyebrow threading and microblading are just the ways to add the natural splendor of eyebrows by shaping it in a way that is best for your face. While threading has to be done on a frequent basis, microblading is like a permanent make up. Rather than just being a method to shape the natural brows, microblading can help women to have the thickness and length they desires, so that they would seem to have a well endowed and charming eyebrows. Being a technique which is performed by manually depositing pigment, superficially in the upper region of the dermis, it has many pros and cons. Even though its exceptional natural finish and usage of high precision equipments, has won the heart of every women, the pain and discomfort included might be a matter of concern.

Pros and Cons of Microblading – Permanent Cosmetic solution to Eyebrows

Being one of the most sought after face beautifying technique today, the pros and cons of microblading must be precisely understood. Even though it’s perfect and unmatched finish is the most all-natural-looking way of correcting sparse or uneven eyebrows, one concern is that it actually requires cutting into the skin with a blade and a single session can have more than hundred small cuts. Skilled work can result in safe rendering of the technique, but it can lead to skin damage if the person is not trained and ignores to take the necessary sterilization steps etc. The microblading aftercare is very important as the new brows must be clean and moisturized always and for the first few days, makeup should be avoided.

Microblading / 3d eyebrow embroidery

Microblading is a technique which is most preferred today, to have the eyebrows of your choice rather than the naturally endowed one. It is a new cosmetic tattoo technique that fills brows or reshapes them by drawing on tiny lines that resemble individual hairs. It is like, manually tattooing your brows with a dedicated tool that looks like a slender knife but isn’t a blade at all. The skilled people that do microblading arrange tiny needles so they can make small incisions in the skin with the tool’s tip depending on the thickness and depth of hair strokes they want to etch. After each stroke, the needle is dipped into the pigment and it is allowed to seep into the skin. Prior to the procedure, the skin has to be disinfected and a numbing cream can be used. Properly sterilized needles of high quality should be used.

Read Also: Naturally Thick Eyebrows Tips

You may be aware that celebs spend a huge amount to get their brows done in most professional way . This is because eyebrows have the power to enhance your beauty more than the way you think . Same way if your eyebrow gone wrong then your look gets ruined as never before . Recently Rihanna hired a model who resembles just like her in looks to try different eyebrow style on the model before she does it on her eyebrow .

So think how important is eyebrows when it comes to your glam look.

Pros of microblading

Being the perfect choice to get beautiful eyebrows, it helps to have your brows shaped without losing any hairs. The uneven eyebrows can be corrected too. Very few touch ups are required if microblading is done and we need not do it frequently as in threading.

The effect last for a long time and as your choice differs you can have a thick eyebrows or sleek, slender one or even a feathery one. Women who have lost their brows due to certain health issues can have their dream brows back using microblading. Furthermore you can wake up with your makeup, that is, you need not draw your brows every time as you put the regular wake up, as it is a semi everlasting technique.

Cons of microblading

Infection is one of the primary downside of microblading. The use of unsterile and low quality equipments can lead to many skin issues. Apart from being an expensive method, the makeup removal is quite painful and can lead to scarification. Also, in many cases allergic skin reactions are a possibility, it is the microblading side effects. The numbing cream and the ink used might not be favorable to all skin types. The after care is very complicated as it is important not to wear any make up on or around your eyebrows for the first few days. Also, sweating your brows should be avoided. Above all if the person doing it, is not properly skilled, it can lead to permanent scarring and can cause adverse effects as the procedure involves cutting into your skin with needles.

So that is all about the cons of microblading eyebrows.

How long does microblading last?

Being a form of cosmetic tattooing, microblading can last from two to five years with proper touch up and care. The results can however vary according to how expensive it is. There are less expensive ones that can last for one to two years too.

Eyebrow Makeup After Microblading Eyebrows

This is a common question at the desk of every brow specialist or a microblading specialist . You may be aware that you can wash face after microblading but you cannot wash your microbladed eyebrows soon . Don’t even get it wet or sweat .

When it comes to eyebrow makeup after microblading then the answer is don’t apply any sort of brow makeups for minimum 15 days and super maximum a month of time to get your microbladed brows last longer for 1 to 3 years .

Precautions before Microblading Procedure

Please girls don’t skip this part as you might have never told these precautions before microblading procedure –
- Stay away from sun tanning before microblading thus your skin tone without tan can make your eyebrow look much pretty on your face .
- Stay away from alcohol before the procedure inorder to prevent thinning of blood
- No bleach , no scrub , no chemical peeling on skin before 3 weeks of taking this procedure .
How to take care of the eyebrows after microblading – Aftercare Tips for Microblading

It is important to take care of the brows for first the few days after microblading.
1. Avoid wetting or sweating the brows.
2. Wearing makeup must be avoided. If any kind of discomfort is felt, the eyebrows must be gently wiped with alcoholic wipe. Even though itching is expected never rub the treated area.
3. Touch up must be taken after the initial twelve weeks to ensure that it lasts longer.
4. In short you can gently wipe the brows or use grape seed oil for the first few days.
Just leave the treated area with mild care initially and you can have naturally looking, beautiful eyebrows for a long time.

Microblading or 3D eyebrow embroidery is a technique to have the eyebrows of your choice. The dream of every girl to have beautifully shaped thick eyebrows or a slender one can be fulfilled now. With proper care before and after microblading, you can have amazing eyebrows. Microblading can be done for unparalleled natural finish for the brows. And as is said, “let the brows speak for you”.
August 18, 2024
Roku Pros & Cons -Reasons to Choose Roku Streaming Stick
Roku Pros & Cons -Reasons to Choose Roku Streaming Stick

Today Streaming sticks are really a craze but before you buy a streaming stick you must have a fair idea about the reviews , pros and cons of streaming sticks at the market.Here is the Roku Pros & Cons this will help you to take a decision whether to choose roku streaming stick or not to choose roku

Roku Pros:

These are the top reason to choose roku where it showcases all the Pros of Roku Streaming stick .

Cost: Being priced below $100, one can enjoy online content on their television. Even when the paid channel subscription ends, one can retrieve the costs if the cable TV or satellite television service is being cancelled.

Read Also : Hard and Soft Reset Roku Manual – Fix Frozen Roku Streaming Stick

Simplicity: Before the introduction of Roku, there was a necessity to run some sort of video cable from the computer to the television. Later, a keyboard and a mouse were used to browse programming. The television and the computer could not be used at the same time. However, in case of Roku, it is easier and more simple to install this device and its use has no impact over the computer.

Flexibility: Every Roku models is supporting wired as wireless both kind of Internet connection, & most tv connection cable. Hence, it shows that, compatibility is not an issue.

Remote Control: Roku has many advantages over the usage of computer, including the remote control. The remote control makes it easy to control the programming without even moving out of the couch.

Future proof: Roku promises to be updated with its software, hence supporting new channels and features.

These are the advantages/pros of Roku to choose roku streaming stick.

Roku cons:

These are the top reason to not choose roku where it showcases all the Cons of Roku Streaming stick
1. No program storage: Certain people enjoy the ease of recording television shows and movies using a Tivo, a DVR-enhanced cable or satellite box, a media server, or a home media center and network. The Roku devices have a coupon instant replay feature, however, users are not provided with the library of their favorite programs or shows
2. No inter-connectivity: Most people own more than one television. Modern media networks enable in starting and stopping programs from different locations, but Roku has not yet added this feature.
3. Absence of High-definition Internet: Roku supports high-definition at 1080p, but few Internet sites actually support high-definition Internet. Even when a signal is sent at 1080p, certain users have Internet connection handling such a signal. There a few Internet service providers who limit the customers’ monthly usage, hoping to reduce the loss of cable television subscriptions caused by the use of digital video players.
4. Another Box: There may already be a DVD player as well as a cable box or satellite tuner. This could be another device placed near television and one more remote control on the coffee table.
Thus now you can take a decision whether to buy or not to buy roku streaming stick based on Roku Pros & Cons.
August 15, 2024
Short term Investment Plans – Pros & Cons
The frenzy to accumulate as much as possible starts from ants and ends with humans. We live a life building ground for our next step. Finance planning has taken major portion of your brain’s activity, not to mention the stress lines on your forehead and premature grey along your hairline. There are two types of Investment -Short term and long term. Standing at the fork of these roads, we ponder over the lengthy mundane policy guidelines looking for a helpline, a simple sentence which conveys a simpler idea for smart and safe investment.To do a smart investment here we discuss on the Pros and cons of Short term Investment Plans.

Smart financing is trending, and lack of patience and trust drives people to save somewhere safe and solid. Savings are done by investing your cash in some form that would yield returns/additional benefits- monetary or otherwise. There are different forms of investments, but the ones that all of us are clearly interested and working towards is how to reap what you sow in very less time. It means everyone is interested in short term investment plans.

What is Short term investment Plans?

In a not so professional-banker-style, it is to simply put away your resources or assets, which we will very cleverly refer to as capital ,to good use (by not spending it), for a span of few years (typically 1-3 years or less, in fact, it starts from 3 months onwards). It is not an investment until you get back more than what you have put in. So, that sums up our definition for a short term investment. Preserving your assets to ensure its safety and gain additional benefits on return.

Still if it is not clear here it is in most simple words. Here is a more polished short investment definition .

Short Term Investments as the name itself will define it that it is short term ie) mostly investments made for short period of time. It is part of certain account of the present assets of some company’s current balance sheet usually.Short term investment plans are made for avoiding risk in the capital and it is mostly aimed to get converted to cash within an year.
- It meets 2 requirements where first and foremost thing the asset which we have kept as short term investment should be easily convertible to cash .
Example: Stock price of a company will be attracted by investors to have a share of it.
- Second requirement is that asset should be easily sold or convert to cash within a period of 3 to 12 months.
What makes short term investment plans so attractive?

Primarily, I would say, Need. The necessity to use the money in near future drives this kind of investment. Why is it so desirable?
- The benefits of short term investment plans are that, firstly, you can break open your piggy bank sooner than later. The tenure for which the investment is made is short, ensuring low risk and faster access to your assets.
- Secondly, the possibility of losing your investment is low. Short term investments generally are low risk investments given the time period and security (most of the available schemes). The idea behind investments of these kinds are to retain your assets more than multiply.
Top Short Term Investment Plans

So given that there are lots of investment schemes available, how do we choose the best? And what are the available choices. Here is the list of best short term investments with their pros and cons involved in each of them.

Fixed Deposit

If you have a problem with withholding cash and you want to get away from it without getting rid of it, fixed deposit is one such good short term investment plans.
- A guaranteed investment :
No risk involved. The return of your investment is certain.
- No temptation:
Idea of fixed deposit is to keep funds from being used for a stipulated period. Most banks do not encourage premature withdrawal (usually charged with a fee). This ensures the safety of the investment from self’s squanders.
- Flexibility of schemes:
Money can be invested from 1 month or for 5 years depending on the investor’s convenience.
- Fixed rate of interest:
Fixed deposit ensures your cash remains safe but what it does not offer is
- Higher returns :
The returns at the end of tenure may/may not be higher than that of a savings account but it is not significantly high.
- Low risk:
May not be as fruitful as perhaps an investment in stock market or gold.
- Not much of a tax benefit.
So fixed deposit is a guaranteed Short term Investment Plans .

Short term debt funds

These schemes are basically mutual funds similar to FD in terms of the interest. MIP (monthly income plan), liquid funds, stocks and shares all come under debt funds.

The advantage of short term debt funds over FD is tax benefits. This means the returns at the end of your stipulated period is more than what you receive from an FD.

Gold Investment

A typical investment in India where purchasing gold is considered a status quo and an investment. The idea behind assets in form of Gold is because of its high value in times of need. Considered to have highest resale value and continuous increase in price, this is one of the most preferred form of investment.

Read Also : Gold purity and hallmark -Buyer’s Guide to choose the Pure Gold Jewellery

Having said that, ornamental gold is not as much an investment as one expects.
- Taxes and Taxes:
On purchase, additional bracket in your bill comprises of VAT, wastage, sales tax, making charges, which amount to a significant sum in the total bill. This is not considered during an exchange/resell. That is, the value of your gold is minus the amount you spent on previously mentioned categories.
- Good for only updating to latest designs:
The value of resale gold is not entirely taken. There is a 6-7% decline in the rate of resale gold and cashing it instead of exchange further reduces its value to about 10%
- Storage:
Physical storage of gold is not possible due to fear of burglary. In case these are preserved in bank lockers, a stipulated amount goes into maintaining them.
- Wastage & Impurity:
Extensive design requires extensive impurity. Mixing of other metals with gold for tensile strength is not an uncommon knowledge but the impurity matters when it is tested for sale. The amount of gold wasted (gold dust) for making these intricate designs are unaccounted for yet paid for. So end up paying for Gold more than it is worth.
- Tax reduction:
Investment in gold does not waiver your taxes as compared to other investment schemes that influence/reduce your Taxes. Lesser ITR, I say!
- Unpredictable:
The demand in gold has taken a massive dip many a times in past few years. This can happen in the future too. Unless you are buying gold, such conditions may not be favorable if you are trying to sell them.

But, as mentioned, in case of dire needs, Gold can always be sold, mortgaged or exchanged at any point of time, making it a suitable investment.

Savings Account

Yet another common form of investment is savings account. The idea is simple and safe, every drop makes an ocean; a very famous dialog in our household every time I splurge on something.
- Readymade withdrawal (ATM) and deposit of cash.
- Account book becomes an additional identity proof
- Quick transfer of money to other account.
- Internet transactions.
- Benefits on reaching prescribed goals set by particular bank.
But what you may not get on a savings account is listed as follows.
- Low interest rates:
The growth of your investment is almost negligible.

Each bank has a limit on the amount of customer’s deposit. If your savings exceed their limit, their insurance may not cover the rest of the amount.
- And yes, the most obvious reason being, you will want to spend them. Given the easy access, it won’t be a tough job to do either.
- Some banks have minimum balance maintenance. If the deposit/investment falls below their threshold, penalties are charged against the account holder, usually a certain amount.
Recurring Deposit

If you want to make a monthly saving but with better interest rates, recurring deposit is one of the ideal schemes available.
- Deposit amount starts from as low as 500 upward
- Fixed monthly investments.
- Flexible duration: from 7 days to years as desired.
- It has fixed rate of interest which is slightly better than savings account.
Recurring deposits means periodic deposits. What may pose as constraints in recurring deposit are:
- Punctual deposition: Money has to be deposited to your recurring account on time without fail, defaulting can cause penalty
- Premature withdrawals are possible but some banks charge a fee.
- No tax benefit.
- Once fixed on the deposit money, it cannot be changed.
- Low interest rates.
Monthly Income Schemes

Again counted to be a secured form of investing your assets for a short (optional) period. Monthly incomes schemes are offered by banks as well as post offices. MIS in post office is preferred over banks because of the following advantages:
- Interest rate is good compared to fixed, recurring or saving account. Typically it is 8.5%.
- Maturity period is for 5 years. So your investment stays safe for the period of time, growing.
- A pre-closure facility is available after a year of opening the account but before 3 years.
- It provides a monthly interest that can be credited to your account.
- This interest in turn can be used as a source for recurring deposit or used for daily purpose.
- These deposits are exempt from wealth tax.
- The MIS can be opened by a single individual or 2-3 people together or for a minor through a guardian.
All this makes it ideal short term investment plans for many .

Given the interest rates are higher compared to other kind of deposits we have discussed so far, these deposits also come with some common limitations like
- No tax benefit
- Deduction of 1% if the account is closed prematurely after 3 years.
- Limit in investment- 4.5 lakhs per individual and 9 lakhs for joint account.
- Non-Indian resident is not allowed this investment scheme.
- Minors have a deposit limit of only 3 lakhs
The MIS schemes offered by banks and private financiers have longer maturity periods and is more a question of security of your investment.

Recurring Deposit

PPF is another vital short term investment diligently followed by the working class people. The benefits reaped from PPF are as follows:
- No eligibility for opening the account. Opening a Public Provident Fund is a simple process and there are pre-requisites to be met for the same.
- The savings cannot be withdrawn and has specific time period for which it has to be maintained- ensures the investment remains unspent.
- Good rate of interest. An interest rate of 8.7% is applicable per annum on PPF.
- Tax exemption. This is one of the major reasons why PPF is more popular investment option. The annual investment to PPF and the interest earned out of are all exempted from your income tax.
- Any amount can be deposited to your account. There is no fixed amount.
- A loan or pre mature withdrawal from your PPF is possible.
- It is also exempted from debt, liability and wealth tax.
- A sure form of investment, the amount deposited remains safe.
- This account, like MIS, can be opened for minors too.
If you look for tax exemption on investment then this is the best Short term Investment Plans for those who want tax exemption.

Though the benefits reaped are high, PPF investments come with clauses like –
- Money cannot be withdrawn from the account until 7th year of opening your PPF account.
- Joint accounts are not possible.
- NRI (Nonresident of India) cannot have a PPF account.
- Maximum investment cannot exceed 1.5 lakhs.
- Investments can be made only 12 times in a fiscal year, much like a recurring account.
- Most companies (public and private sector) make mandatory providential fund savings, which is no different from PPF. They even have a VPF (voluntary providential fund) open for employees who wish to make additional contribution to their savings.
These are not just some of the short term investment schemes available but also most preferred ones in India. The goal behind a short term investment is to save the capital rather than multiply it. More than looking at the cons of a scheme, the nature of the scheme that would suit one’s needs should be analyzed. Read through the policy and guidelines, analyze different schemes available and the benefits, opt the one that suits the best.

Draw a financial roadmap

Form an idea as to how to much to invest, and for how long to invest. Consider your immediate and future needs and decide on the term of investment and then pick your ideal Short term Investment Plans.

Read through current affairs: Be aware of the shift in market, in terms of value of gold, stocks and shares, their growth.

Analyze Risk: How much to invest is the question.

From the different schemes available, consider the amount of money you are ready to invest and the kind of investment you are ready make based on the risk involved and the returns.

Cash at hand: Always make a plan B. No matter how low risk it is, having a backup is good as far as money is concerned. Invest your money in different schemes and ensure there is always some emergency funds at hand for unpredictable circumstances.

Financial Advisor : They can do the ground work for you and help you make a smart investment. Their insights on not just investment, but taxation and tax efficiency helps make a better financial plan.

Now let us understand the short term investment plans with their risk level , here is the investment risk level analysis chart –

Investment type and risk level chart

Having read the whole article, do not make a decision. Instead, collect the knowledge acquired and talk to a financial advisor. They do not have a degree in finance for no reason.End of the day, ensure you do not get into any shady business, caught up in the need for investment.So go through it well and find your best Short term Investment Plans.
July 11, 2024